Terms & Conditions

Last Updated: September 16, 2025

Welcome to Cover Funeral Today (“we,” “us,” or “our”). By accessing or using this website, you agree to the following Terms & Conditions. Please read them carefully. If you do not agree, please do not use this site.

1. Our Role

Cover Funeral Today is not an insurance company and does not issue, underwrite, or sell insurance policies. We operate solely as a marketing and call-connection service, linking users with independent, third-party call centers and licensed insurance agents.

When you call a phone number listed on this site, your call may be routed to a third-party call center where a licensed insurance agent can provide information about final expense insurance.

2. No Guarantee of Coverage

We do not guarantee eligibility, approval, or coverage under any insurance plan. Actual policy terms, benefits, premiums, and availability are determined solely by licensed agents and insurance carriers, and may vary by state and individual circumstances.

3. No Professional Advice

All content on this site is for advertising and informational purposes only. It should not be considered legal, financial, or insurance advice. For advice specific to your situation, you must speak directly with a licensed insurance agent.

4. Call Recording & Monitoring

Calls made through phone numbers displayed on this site may be recorded and monitored for quality assurance, compliance, and training purposes. By calling, you consent to such recording and monitoring.

5. TCPA & Do Not Call Disclosure

By calling a number on this site, you expressly consent to be connected with a third-party call center and/or licensed insurance agent, who may contact you regarding final expense insurance.

Standard telephone and data rates may apply.

We respect the National Do Not Call Registry. If your number is on the DNC list, your act of calling one of our numbers still constitutes express consent to receive information about insurance.

We do not make outbound telemarketing calls. All calls are initiated by you.

6. Third-Party Content & Links

This site may display content, links, or offers from third parties. We do not control and are not responsible for:

The accuracy or completeness of third-party information,

The actions of third-party call centers or agents, or

The insurance products they may offer.

Your interactions with third parties are solely between you and them.

7. Intellectual Property

All text, graphics, logos, and content on this site are the property of Cover Funeral Today or its licensors. You may not copy, reproduce, or distribute our content without written permission.

8. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or your interactions with third-party call centers, agents, or insurance carriers.

We make no warranties about the accuracy, reliability, or completeness of the information provided on this site.

9. Indemnification

You agree to indemnify and hold harmless Cover Funeral Today, its affiliates, employees, and partners from any claims, losses, damages, or expenses resulting from your use of this site.

10. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict of law principles.

11. Contact Us

If you have questions about these Terms & Conditions, please contact us:

Cover Funeral Today

📬 30 N Gould St #11722, Sheridan, WY 82801

📧 [email protected]

📞 307-202-5162